1. Money is not evil. It is the love of money that is evil. It is not
wrong for a believer to have money, but it is wrong for money to have a believer. When you have deep emotional attachment for money, it becomes evil.

2. Money alone does not make you rich. We know people who go
 to work everyday, working for money, making more money, but
fail to become richer. Ironically, many only grow deeper in
debt with each Naira they earn.
We know lottery winners, instant billionaires who become poor
 again, so money alone does not make you rich.

3. Money alone does not solve the problem of money. This is why
 giving poor people money does not solve their money problem,it only give them a relief. In many cases, it creates more poor
people.

4. Hard work doesn’t solve money problem. The world is filled with hard working people who have nothing to show for it. Hard working people who earn money, yet grow in debt and need to work even harder to get more money.

5. Education does not solve money problem. There are a lot of educated frustrated people in town. The more the degree the more the disgrace.

6. JOB does not solve money problem. For many people , the letters J.O.B means Just Over Broke.

 There are a lot of people
who earn just enough to survive, but cannot afford to live.
 Many with jobs cannot afford their own home, adequate
 healthcare, education, or even set aside enough for retirement.

7. Both the rich and the poor have money problem.


✔ The money problems of the poor:

_ 👉🏻Not having enough money
_ 👉🏻Using credit to supplement shortage
_ 👉🏻Rising cost of living
_ 👉🏻Paying more in taxes the more they make
_ 👉🏻Fear of emergencies
👉🏻_ Bad financial advice
_ 👉🏻Not enough retirement money
✔The money problems of the rich:

_ 👉🏻Having too much money. STD
( Success Transmitted Disease ) 😀

_ 👉🏻Needing to keep it safe and invested.

_ 👉🏻Needing smarter financial advisor
_ 👉🏻Raising spoiled kids
_ 👉🏻Estate and inheritance planning
_ 👉🏻Excessive government taxes
Now we can see that having money @ hand isn't what solves money problem .....WHAT THEN IS THE SOLUTION TO MONEY PROBLEM
HOW CAN ONE BECOME FINANCIAL STABLE, FEED HIMSELF AND OTHERS CONVENIENTLY
FINANCIAL INTELLIGENCE IS THE ANSWER
As believers, If you must be financially great, you must master the following
1. How to generate money
2. How to retain money
3. How to invest money and multiply money.
4. How to spend money
5. You must know how to use the force of faith to make money
 come.
Some people make me laugh, listen to this THAT YOU ARE A PASTOR DOESN'T MAKE YOU A PARTAKER, YOU MUST BE A PRACTITIONER,

Haven't you see believers that are poor, tongue talking, demon chasing , Genuine ministers of God suffer financial lack
Thinking that your enlargment and financial breakthrough will only come by FASTING AND PRAYER is a mistake that a lot of people make.
Let us take those keys one after the other
HOW TO MAKE MONEY
1. You must have a vision. Many people want to be wealthy but
one way or the other, they don’t have any serious reasons why they
should be wealthy and so they don’t do what wealthy people do.
You need a vision that will drive you into further thinking. Vision is
not what you see when you sleep, it is actually what keeps you from
sleeping.
Bishop David Oyedepo said “IF YOU CAN THINK ENOUGH,
WHAT YOU HAVE IS ENOUGH”
This may sound as a heresy but the truth is that thinking is superior
to reading.
While reading is the accumulation of knowledge; thinking is the
cultivation of knowledge.
The mind sees through thinking,
i.e thinking is the eyes of the mind, can you see the connection
between vision and thinking now?
A man that does not think cannot see.
You must see opportunities all around you.
If they are not glaring, look for them
If they are not there, create them. The ability to create something
out of nothing is a mark of greatness.
What needs are there that are not being met by other?
What problems are on ground that are not being solved?
What gap is there that no one is filling?
Money is a reward for solving problems.
It’s a reward for meeting needs.
The greater the problem you solve, the greater the money that
comes to you.
It’s a pity that today’s generation of Africans don’t think, they just
know.
People are not poor because they don’t know; they are poor just
because they won’t think.
2. Be creative
 If we cannot improve on the inventions of our fathers, we are
not educated, we are simply decorated. It’s a pity that most African
universities have become ‘uni-cemetries’.
Rather than producing elites that the society will depend on, our
schools now produce parasites that depend on society.
Despite our degrees, we live in so much disgrace. It’s a slap on our
intellectual dignity that we still import products that even trained
monkeys can produce.
Wherever they are, our ancestors will perpetually bite their fingers
in shame and regret….wandering whether we, their grand children
were born with expired brains despite our privileged romance with
western education.
Develop skill outside your certificate, by so doing, you will become
expensive. The proof of education is not certificate, it is creativity.
Second point

HOW TO RETAIN MONEY

Prov. 11:6 says “…strong men retain riches”

As a matter of principle, you must not spend all the money you make
Save a certain fixed % of all the monies you make, regularly and
consistently.
Stop borrowing money for whatever reason. Work and Trust God
for all your supply.
Third point

HOW TO SPEND MONEY

Everybody spends money but not everyone understand
HOW TO
 SPEND MONEY

 That’s why there is so much financial trouble all
 over the world. The following counsels will help you handle the
 money GOD has entrusted you with, with a greater sense of responsibility.

1. Put God first. Pay your tithe

2. Stop all credit purchase. Don’t buy things on credit again

3. Don’t buy what you don’t need. So that you won’t sell what you
 need.

4. Don’t save what is left after spending, spend what is left after
 saving.

5. Don’t be too social.

6. Never promise unless you are sure.

7. Don’t make large purchase unplanned. Do proper ground
 work, don’t order goods online anyhow.
HOW TO APPLY THE PRESSURE OF FAITH

1. Pay your tithe as required.
2. give to Gods servants
3. Give to the poor and needy
4. Give sacrificially towards church project.

So, when you are a giver, you can place a demand on the SEEDS you have sown to meet your NEEDS
Lastly and very very important
HOW TO INVEST AND MULTIPLY MONEY

You need multiple streams of income, don’t depend on salary.
If Salary is your only source of income, you are not in line with scriptures

Genesis  2:8 And the LORD God planted a garden eastward in Eden; and there he put the man whom he had formed.  2:9 And out of the ground made the LORD God to grow every tree that is pleasant to the sight, and good for food; the tree of life also in the midst of the garden, and the tree of knowledge of good and evil.  2:10 And a river went out of Eden to water the garden; and from thence it was parted, and became into four heads.  2:11 The name of the first is Pison: that is it which compasseth the whole land of Havilah, where there is gold;  2:12 And the gold of that land is good: there is bdellium and the onyx stone.  2:13 And the name of the second river is Gihon: the same is it that compasseth the whole land of Ethiopia.  2:14 And the name of the third river is Hiddekel: that is it which goeth toward the east of Assyria. And the fourth river is Euphrates.  2:15 And the LORD God took the man, and put him into the garden of Eden to dress it and to keep it.

When God put Adam in the Garden of Eden, He gave him one
mighty river that parted into four streams and each stream was
 bringing him wealth.
If the economy of Eden depended on four streams to prosper, why
must yours depend on one?

You must sit down and think. God
wants to open new doors of wealth for you. That is part of His
agenda in making you great.